Cheapest Online Degree Programs with Scholarships

In recent years, online education has emerged as a flexible and cost-effective alternative to traditional on-campus learning. As students increasingly seek ways to earn a degree without drowning in debt, many are turning to affordable online degree programs. Fortunately, a variety of universities offer online programs at significantly lower costs than their on-campus counterparts. Moreover, these institutions often provide generous scholarships and financial aid to further reduce the financial burden on students.

In this article, we will explore some of the cheapest online degree programs available, along with the scholarships that can help make these degrees even more affordable.


1. University of the People

  • Average Tuition: $0 for undergraduate degrees (small assessment fee per course)

  • Scholarships Available: University of the People Scholarships, External Scholarships

The University of the People is a revolutionary institution that offers completely tuition-free online degree programs. This non-profit university has a mission to provide accessible higher education to students worldwide, especially to those who might not have the financial means to attend traditional universities.

While there is no tuition, students are required to pay a small assessment fee per course. These fees are far lower than typical tuition costs, making this an incredibly affordable option for many students. Additionally, the university offers several scholarships through its partners, as well as external scholarships for students who demonstrate financial need.

Programs offered at University of the People include degrees in Business Administration, Computer Science, Health Science, and Education. This affordable approach to education, combined with generous scholarship opportunities, makes the University of the People a standout option for cost-conscious students.


2. Fort Hays State University

  • Average Tuition: $218 per credit hour

  • Scholarships Available: FHSU Online Scholarships, Kansas Resident Scholarship

Located in Hays, Kansas, Fort Hays State University (FHSU) offers one of the most affordable online degree programs in the country. With tuition rates starting at just $218 per credit hour, FHSU is an excellent option for students looking to complete a bachelor’s degree or master’s degree without incurring massive debt.

In addition to competitive tuition rates, FHSU provides numerous scholarship opportunities for online students. The FHSU Online Scholarships are available to students enrolled in online programs and can significantly reduce tuition costs. The Kansas Resident Scholarship offers in-state tuition rates for students who reside in Kansas, further reducing the overall cost of their degree.

FHSU offers a wide range of programs including Business Administration, Nursing, Education, Psychology, and more. Whether you’re looking for an undergraduate or graduate degree, FHSU’s affordable tuition and scholarships make it a great choice for online learners.


3. Western Governors University (WGU)

  • Average Tuition: $3,500 per term (flat-rate tuition)

  • Scholarships Available: WGU Scholarships, External Scholarships

Western Governors University (WGU) is a fully accredited online university that offers competency-based learning. This means that students can move through courses as quickly as they master the material, potentially finishing their degrees faster and saving money in the process.

With a flat-rate tuition of $3,500 per term, WGU provides students with a predictable and affordable cost structure. The school also offers various scholarships to help reduce tuition further, including WGU Scholarships that cater to students based on merit or need. WGU also participates in several external scholarship programs, such as those offered by the National Merit Scholarship Corporation.

WGU’s degree programs are focused on fields with high demand, such as Business, Information Technology, Nursing, and Healthcare Management. The affordable tuition and scholarships make WGU an attractive option for students looking to gain a high-quality education without breaking the bank.


4. Southern New Hampshire University (SNHU)

  • Average Tuition: $320 per credit hour

  • Scholarships Available: SNHU Scholarships, Transfer Scholarships

Southern New Hampshire University (SNHU) offers affordable online degree programs with a tuition rate of $320 per credit hour. This tuition is significantly lower than many other private universities, making SNHU a budget-friendly option for students who prefer a private school experience without the high cost.

SNHU provides a range of scholarships to help students pay for their degrees. The SNHU Scholarships are merit-based and available to both undergraduate and graduate students. Additionally, SNHU offers Transfer Scholarships for students who have earned college credits from another institution, which can further reduce the cost of your degree.

SNHU offers a wide array of online programs, including Business, Education, Nursing, Computer Science, and more. The combination of affordable tuition and available scholarships makes SNHU one of the best choices for students seeking an affordable, flexible online education.


5. University of Phoenix

  • Average Tuition: $398 per credit hour

  • Scholarships Available: University of Phoenix Scholarships, Military Scholarships, Employer Tuition Assistance

The University of Phoenix is known for providing flexible online degree programs designed for working adults. With a tuition rate of $398 per credit hour, the University of Phoenix offers a relatively affordable option for those pursuing a degree while balancing family and career.

The university offers various scholarships, including the University of Phoenix Scholarships that help students with financial need. Additionally, the Military Scholarships are available for military service members and veterans, covering tuition costs for eligible students. The university also partners with employers who offer tuition assistance to their employees, providing an additional avenue for funding.

Programs at the University of Phoenix include Business, Criminal Justice, Health Care Administration, and Nursing, among others. With multiple scholarship options and flexible programs, the University of Phoenix is an excellent choice for students looking to continue their education without accumulating significant debt.


6. The University of Florida – Online

  • Average Tuition: $12,700 per year (for in-state students)

  • Scholarships Available: Florida Bright Futures Scholarship, UF Online Merit Scholarship

The University of Florida Online is part of the University of Florida system and provides students with access to top-tier education at an affordable price. For in-state students, tuition is about $12,700 per year, which is relatively low for an institution of UF’s caliber.

UF offers a variety of scholarships to help reduce tuition costs for online students. The Florida Bright Futures Scholarship is a well-known state-funded program that assists high-achieving Florida students with covering their tuition costs. Additionally, the UF Online Merit Scholarship provides scholarships to students enrolled in online programs based on academic performance.

UF offers an array of online degree programs, including degrees in Business Administration, Engineering, Criminal Justice, and Health Professions. The combination of affordable tuition and scholarship opportunities makes UF Online an excellent choice for Florida residents.


7. Columbia Southern University (CSU)

  • Average Tuition: $250 per credit hour

  • Scholarships Available: CSU Scholarships, Military Tuition Assistance

Columbia Southern University offers a highly affordable online education, with tuition rates as low as $250 per credit hour. CSU’s affordability is complemented by its focus on providing flexible learning options for working adults, military personnel, and non-traditional students.

CSU offers a variety of scholarships, including merit-based CSU Scholarships, as well as scholarships for military students. The Military Tuition Assistance program also provides funding for service members to help cover tuition costs.

The university offers programs in fields such as Business, Criminal Justice, Fire Science, and Occupational Safety and Health, making it an excellent option for students pursuing careers in public service or management.

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